About Us

Vaughn Kavlie
Branch Manager | NMLS# 284345
Vaughn is a Certified Mortgage Planning Specialist (CMPS™), Housing Wealth Advisor and Reverse Mortgage Educator. Since 1989 he has worked primarily with Independent Community Banks, Financial Planners, and Professional Associations. Vaughn has trained and given seminars to hundreds of professionals about the real estate marketplace.
From First Time Homebuyers to Reverse Mortgage candidates and everyone in between, Vaughn enjoys the education and planning process with his clients. Vaughn has also appeared a number of times as a mortgage industry guest on WCCO Radio. Vaughn is passionate to see client’s homeownership dreams come true.

Tim Erickson
Mortgage Loan Originator | NMLS# 322510
Meet Tim Erickson—your experienced Minneapolis Mortgage expert! Tim has been in the mortgage and home loans industry since 2005 and is excited to clients achieve the dream of homeownership.
Tim has a degree in Business Administration from North Dakota State University where he was a member of the NDSU football team and baseball team. He continues to stay active with various sports and also loves spending time with his family. Tim lives in Minneapolis with his wife Alisha, daughters Brooklyn, Sydney and son Dylan.

Mark Henderson
Mortgage Loan Originator | NMLS# 995470
As a mortgage planner, Mark has an undeniable ability to put his client’s needs first with his understanding of extraordinary customer service. His professional service is founded on the basis of each borrower’s financial security and wealth.
The mortgage process is just that...a process. Mark will guide you through each step while keeping you informed and making sure that your goals are met. His business model is built on communication, follow through, and world class service. Mark’s professionalism is second to none and he takes pride in going the extra mile to meet borrowers’ goals.

Dave & Lisa Hintermeister
Mortgage Loan Originators | NMLS# 260281, NMLS# 366344
Dave and Lisa Hintermeister are your dedicated mortgage loan originators with over three decades of industry expertise. They’ve been working side by side, skillfully guiding clients through the intricate landscape of home financing.
Dave and Lisa are more than just mortgage advisors; they’re your trusted partners who always put your best interests first. They take pride in crafting financial solutions that help you achieve your goals, all while upholding the values of honesty and integrity.
DAVE PETROSKE
Mortgage Loan Originator | NMLS# 275196
As an experienced Mortgage Advisor, I take pride in helping customers achieve their dream of purchasing a new home or refinancing a current home for benefit of financial gain. My goal is simple - provide each client with an individual tailored solution designed to meet your specific need. Customers remember the smooth process long after the closing is completed.

Marcia Loeslie
Business Development Specialist
Marcia worked in economic development for 12+ years prior to joining the Luminate team as a business development specialist. She develops and assists with strategic planning, marketing, data analysis, network creation and business plan implementation.
Marcia and her husband, Matthew, live in Mankato, MN with their five children. Marcia enjoys family time, organizing, going for walks, and coffee with friends.
Community Involvement
While Luminate has several offices located across the united states, our neighbors are important to us. The people we serve are diverse—just like our communities—which is why our team takes so much time to give back as much as we can, and in whatever way we can. Check out some of our past events and work we've done in our communities across the nation